Jeff Townsend is a well-known financial educator and author who currently has published two books, The Master Plan and The Road to Retirement. Jeff is currently working on his third, Retirement: The New Reality. Jeff works tirelessly to bring financial education to the forefront and has dedicated his career following this principle. He goes above and beyond with his books, helping people understand the importance of planning for their future. Jeff is a Chartered Retirement Planning Counselor, holding over 25 years of financial planning and investment management experience.
The Road to Retirement: Everything You Need to Know for a Successful Retirement
In The Road to Retirement, the author picks up where he left off in his first book, The Master Plan, published in 2001. Within the next decade, the largest and most affluent generation in the history of the United States – the Baby Boomers – will begin retiring. The results of the subsequent dynamic shift of public and private resources will be Social Security, Medicare and Medicaid crisis such as this country has never before seen. For most Americans, this will have a dramatic effect on how they prepare for retirement.
This thorough but easy-to-understand guide to retirement planning explores the many difficult financial issues retirees will face in the coming years. The author updates and expands his discussions on everything from long-term healthcare insurance to investments and tax issues. Further, in two new sections, he examines the timely Social Security issue as well as the looming pension crisis, explaining the myths and realities of each and what it will mean to those who are trying to plan for retirement.
Click here to order your copy of The Road to Retirement.
The Master Plan: Retirement Strategies for the Best of Your Life
The Master Plan, by Jeff Townsend, raises these issues as well as others that will affect the financial landscape of retirees over the next 20 years. Another important factor Jeff says could drastically alter the economic landscape and exacerbate an already tenuous financial situation include the shift of the manufacturing base and loss of jobs to countries like China and Mexico, further decreasing the number of people paying into Social Security and increasing the number drawing benefits.
Although political posturing and dilly-dallying surrounding the issue is frustrating and even dangerous, the real crisis and potential tragedy lay in the failure of the general public to understand the severity of the situation and its implications. Too often people see stories on TV and in the newspaper and assume that those responsible for making decisions to fix the situation are on top of the issue. It gives them “a false sense of security, perhaps even the satisfaction that at least we’re addressing the problem, at least we’re doing something.” People don’t plan to fail, they fail to plan.
The Master Plan offers strategies that focus on proactive hedges against the financial uncertainty on our immediate horizon by helping to assets current financial circumstances as well as likely future financial needs. Written with humor and sensitivity, Jeff explores everything from investment planning to managing 401(k) roll-overs to health insurance planning. Based upon the idea that we all reap what we have sewn, The Master Plan is a pragmatic guide to help retirees to do just that while, as a society, we buckle up to reap what we have sewn.
The Master Plan is available in most metropolitan Denver-area bookstores. You can also call Townsend Retirement Specialists directly at 303-452-5986 to purchase your copy.