Townsend Retirement Specialists sends out quarterly newsletters. These wealth management and retirement planning newsletters are informational in nature and are available free of charge to both current and prospective clients. The newsletters include a market commentary, the relative strength of the market, financial newsworthy article with additional news worthy items, an article related to the financial industry and retirement planning, and Cayle’s Connections, a local activity-and event-based update.

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Click on the links below to view PDF files of our recent newsletter issues.

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Winter 2011/2012 Newsletter
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Cheers to 2012! Our Winter Newsletter is packed with lots of valuable information. We have an article by Bob Marette an Independent Counselor in Budgeting — be sure to read the article and attend the Get Out of Debt Presentation on February 16th.

As we start a new year, you might want to take some time and read Jeff’s article on the 10 Things Not To Do With Your Retirement Money.

As always be sure to check out Cayle’s Connections — We’re on Facebook! We like you, you should “like” us too! And make sure you don’t miss Denver’s Restaurant week… check into Cayle’s Connections for more details! Click here to view/download.

Fall 2011 Newsletter
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The Fall Newsletter is out and filled with information — you won’t want to miss reading this issue! As of September 1st, we changed our financial indicator to negative and reallocated our discretionary accounts to very conservative allocations. To get more information on our financial indicator, read the Market Commentary section of this Newsletter.

Make sure to mark your calendars for all of our upcoming dinner presentations and events!

With everything going on in the economy, do you ever ask yourself why we need a balanced budget amendment? Barry Poulson, a retired economics professor from the University of Colorado, addresses this question.

With our upcoming Psychology of Retirement dinner presentation, Jeff Townsend gives readers a little insight on how to live the best retirement lifestyle.

And as always, make sure you read Cayle’s Connections — we have some awesome concerts, upcoming Denver Broncos games, Race for the Cure information, Halloween festivities, Veterans Salute, and winter festivities, etc. Be sure to check it out! Click here to view/download.

Summer 2011 Newsletter
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The Summer Newsletter is packed with lots of valuable information. We have an article by an Inspirational Life Coach and Licensed Clinical Psychologist Charleanea Arellano – “The Three R’s of Retirement: What Your Financial Planning Does Not Tell You!” There is another article short and simple about financial advisors and advertising – be careful not to be someone who falls for these ads! Read “Payola!” And as always be sure to check out “Cayle’s Connections” for 4th of July Celebrations, free events and different activities happening in Westminster, Golden and Denver! Click here to view/download.

Spring 2011 Newsletter
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This Spring issue is filled with a lot of valuable information. First we would like to thank our clients for their charitable contributions to the Salvation Army – during the annual client conference back in January.

In this issue there is an article titled “Where is Your Money” which talks about catch-up contributions, who they apply to and what to be aware of. Another topic that we really wanted to focus on was Long Term Care – several clients today are asking for additional information on this topic; therefore, we have an article by Aaron Eisenach on the Future of Long Term Care Needs!

As always be sure to check out Cayles Connections for fun upcoming events and deals. A new website to look at is www.colorado-for-free.com. Also if you’re interested in hiking some of Colorado’s top trails we have selected five for you to choose from! Click here to view/download.